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Terms of Service

Streett Reports LLC Effective Date: May 17, 2026 Last Updated: May 17, 2026

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Customer," "you," or "your") and Streett Reports LLC ("Streett Reports," "we," "us," or "our"), a Colorado limited liability company.

By creating an account, connecting your QuickBooks Online account, or otherwise using our services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use our services.

You represent that you are at least 18 years old and have the legal authority to enter into this agreement on behalf of yourself or the business entity you represent.

2. Description of Services

Streett Reports provides a business intelligence reporting service for home services businesses ("Service"). Our Service includes:

Our Service is an informational reporting tool. We analyze your existing financial data and present it in a more accessible format with contextual insights.

Delivery timelines: All delivery timelines communicated on our website, in emails, or elsewhere are estimates and not guarantees. Report delivery may be subject to capacity limitations, third-party API availability, or other factors outside our control. Free reports are provided on a best-effort basis and may be limited or discontinued at any time without notice.

3. Use of Artificial Intelligence

3.1 AI in Our Service

Our Service uses artificial intelligence technologies to assist in generating your reports. Specifically:

3.2 AI Limitations and Disclaimers

You acknowledge and agree that:

3.3 Data Handling for AI Processing

When we submit data to AI services for insight generation:

3.4 AI-Assisted Development

We use AI-assisted development tools to build and maintain our software platform. These tools assist our development process and do not have direct access to your financial data in production environments.

3.5 Changes to AI Providers

We reserve the right to change AI service providers, models, or methods at any time without notice, provided that such changes do not materially reduce the quality of the Service or alter our data handling commitments described in this section and our Privacy Policy.

4. What We Are Not

Streett Reports is not a financial advisory service. We must make this clear:

You acknowledge that you remain solely responsible for your financial and business decisions.

5. Account Registration and Eligibility

5.1 Eligibility

To use our Service, you must:

5.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately at [email protected] if you become aware of any unauthorized use of your account.

5.3 One Account Per Business

Each QuickBooks Online company may only be connected to one Streett Reports account. You may not create multiple accounts for the same business entity.

6. QuickBooks Online Connection

6.1 Authorization

By connecting your QuickBooks Online account, you authorize us to:

We only access data categories necessary to provide our Service. We do not access payroll data, tax filings, bank account numbers, credit card numbers, or Social Security numbers.

6.2 Revoking Access

You may revoke our access to your QuickBooks Online data at any time by:

Upon revocation, we will cease accessing your QuickBooks data immediately. Previously collected data will be retained for a 7-day grace period (in case you reconnect), then permanently deleted. Full details are in our Privacy Policy, Section 6.

6.3 QuickBooks Availability

Our Service depends on the availability of Intuit's QuickBooks Online APIs. We are not responsible for:

7. Data Ownership and License

7.1 Your Data

You retain full ownership of all financial data that originates from your QuickBooks Online account and all information you provide during onboarding ("Your Data"). Nothing in these Terms transfers ownership of Your Data to us.

7.2 License to Process

By using our Service, you grant us a limited, non-exclusive, revocable license to:

This license terminates when you cancel your account and your data is deleted per our retention policy.

7.3 Our Intellectual Property

We retain all rights to:

You may not copy, reverse engineer, decompile, or create derivative works from our Service, software, or report methodology.

7.4 Report Usage

Reports delivered to you are for your internal business use. You may share reports with your accountant, financial advisor, business partners, or lenders. You may not resell reports or use them to provide services to third parties.

8. Subscription and Payment

8.1 Subscription Plans

Your first report is free, with no credit card required. After your free report is delivered, continued access to weekly reports requires a paid subscription at $99 per month.

8.2 Payment Processing

All payment processing is handled by Stripe, Inc. ("Stripe"). When you subscribe, you will be redirected to Stripe's secure checkout page to enter your payment information. We do not store your credit card number, bank account details, or other payment credentials on our servers. Your payment data is subject to Stripe's Privacy Policy (https://stripe.com/privacy) and Terms of Service (https://stripe.com/legal).

8.3 Billing Cycle

Subscription fees are billed in advance on a monthly basis. Your billing cycle begins on the date you subscribe and renews on the same date each month. Payment is processed automatically via the payment method on file with Stripe.

8.4 No Refunds

All subscription fees are non-refundable. If you cancel your subscription mid-billing period, you will continue to have access to the Service through the end of your current paid period, but no refund will be issued for the remaining time.

We reserve the right to issue refunds or credits at our sole discretion on a case-by-case basis.

8.5 Price Changes

We may change our subscription pricing with at least 30 days' written notice via email. Price changes will take effect at the start of your next billing period following the notice period. If you do not agree to a price change, you may cancel your subscription before the new price takes effect.

8.6 Failed Payments

If a payment fails, Stripe will automatically retry the charge according to its smart retry schedule (typically over 7 days). We will notify you via email of the failed payment. If payment remains unsuccessful after all retry attempts, we may suspend your access to the Service until payment is resolved. You can update your payment method at any time through the Stripe Customer Portal.

8.7 Promotional Offers

We may offer promotional pricing or discount codes from time to time. Promotional pricing applies for the stated duration and reverts to the standard rate thereafter. Promotional offers cannot be combined unless explicitly stated.

9. Acceptable Use

You agree not to:

We reserve the right to suspend or terminate your account for violations of these terms.

10. Service Availability

10.1 Best Efforts

We use commercially reasonable efforts to maintain the availability of our Service. However, we do not guarantee uninterrupted or error-free operation.

10.2 Planned Maintenance

We may perform scheduled maintenance that temporarily affects Service availability. When possible, we will provide advance notice of planned maintenance via email.

10.3 Force Majeure

We are not liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including but not limited to: natural disasters, acts of government, internet outages, third-party service failures (including Intuit/QuickBooks), power failures, or cyberattacks.

11. Limitation of Liability

11.1 Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT.

We do not warrant that:

11.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STREETT REPORTS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, BUSINESS OPPORTUNITIES, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.

11.3 Liability Cap

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE TOTAL AMOUNT OF FEES PAID BY YOU TO US DURING THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

11.4 Basis of the Bargain

You acknowledge that the limitations of liability in this section reflect a reasonable allocation of risk and are a fundamental basis of the bargain between you and Streett Reports.

12. Indemnification

You agree to indemnify, defend, and hold harmless Streett Reports LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to:

13. Term and Termination

13.1 Term

These Terms are effective from the date you first access or use the Service and continue until terminated by either party.

13.2 Termination by You

You may cancel your subscription and terminate these Terms at any time by:

Cancellation takes effect at the end of your current billing period.

13.3 Termination by Us

We may suspend or terminate your access to the Service immediately, without prior notice, if:

We may also discontinue the Service entirely with 60 days' written notice.

13.4 Effect of Termination

Upon termination:

Sections 3, 4, 7.3, 11, 12, 14, and 15 survive termination.

14. Dispute Resolution

14.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to contact us at [email protected] and attempt to resolve the dispute informally for at least 30 days. Most concerns can be resolved quickly through direct communication.

14.2 Binding Arbitration

If we cannot resolve a dispute informally, you and Streett Reports agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service (collectively, "Disputes") will be resolved exclusively through binding arbitration, rather than in court, except as provided in Section 14.3.

Arbitration will be conducted by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. The arbitration will take place in the State of Colorado. The arbitrator's decision will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Each party will bear its own costs and attorneys' fees in arbitration, unless the arbitrator determines that a claim was frivolous, in which case the losing party will pay the prevailing party's reasonable costs.

14.3 Small Claims Exception

Notwithstanding Section 14.2, either party may bring an individual action in small claims court for disputes within the court's jurisdictional limits (generally claims under $7,500 in Colorado).

14.4 Class Action Waiver

YOU AND STREETT REPORTS AGREE THAT EACH PARTY MAY BRING DISPUTES AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.

14.5 Opt-Out Right

You may opt out of this arbitration agreement by sending written notice to [email protected] within 30 days of first accepting these Terms. Your notice must include your name, business name, and a clear statement that you wish to opt out of the arbitration provision. If you opt out, disputes will be resolved in the state or federal courts located in Colorado.

15. General Provisions

15.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Colorado, United States, without regard to its conflict of law provisions.

15.2 Entire Agreement

These Terms, together with our Privacy Policy (available at streettreports.com/privacy), constitute the entire agreement between you and Streett Reports regarding the Service and supersede all prior agreements and understandings.

15.3 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15.4 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision. A waiver of any term will only be effective if in writing and signed by an authorized representative of Streett Reports.

15.5 Assignment

You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms without restriction, including in connection with a merger, acquisition, or sale of assets.

15.6 Notices

All notices to you will be sent to the email address associated with your account. Notices to us should be sent to [email protected]. Notices are deemed received when sent via email.

15.7 Modifications

We may modify these Terms at any time. When we make material changes, we will:

Your continued use of the Service after the effective date of any changes constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must cancel your subscription before they take effect.

16. Third-Party Services

Our Service integrates with and depends on third-party services, including Intuit QuickBooks Online. Your use of these third-party services is subject to their respective terms of service and privacy policies. We are not responsible for the practices or policies of third-party services.

Key third-party terms you should be aware of:

17. Contact Us

If you have questions about these Terms or need to contact us for any reason:

Streett Reports LLC Email: [email protected] Website: https://streettreports.com

18. Trademarks

Intuit and QuickBooks are registered trademarks of Intuit Inc. Used with permission.